Buyers

Checking Your Credit Report

by Linda Reynolds

I just got my yearly reminder to go check my credit report and make sure everything is correct. This is a step that needs to be done prior to applying for a mortgage. You always want to make sure the errors are corrected and you know exactly what should and should not be [...]

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Home Buying Process

by Linda Reynolds

Below is a list of events that will occur before you start looking for a home, while you are looking for a home and after you have found a home and have it under contract:
1. You need to find out how much of a home you are pre-approved to purchase.
2. Before you find a home and put [...]

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35 Reasons You Need To Fire Your Current Buyer’s Agent And Hire ME!

by Linda Reynolds

You hired a real estate agent and not a REALTOR®. Don’t get me wrong, there are plenty of great real estate agents out there that aren’t REALTORS®, but if you don’t have a REALTOR®, then you don’t have access to the MLS. Having access to the MLS is a huge must have when [...]

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The Critical Role of the REALTOR® in the Real Estate Transaction

by Linda Reynolds

Why Was This List Prepared?
Surveys show that many homeowners and homebuyers are not aware of the true value a REALTOR® provides during the course of a real estate transaction.
Many of the most important services and steps are performed behind the scenes by either the Realtor® or the brokerage staff and traditionally have been viewed [...]

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Thinking about purchasing New Construction? You need your own agent!!!

by Linda Reynolds

Sure you’re thinking “Why do I need an agent? I’ll just use the agent or sales consultant at the New Construction office.”
Well….you better reconsider that option!!
That agent or sales consultant works for the builder. So who do you think that agent or sales consultant really represents? Let me give you a hint….not you! [...]

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Closing Costs You Can Expect To Pay When Purchasing A Home

by Linda Reynolds

There are quite a number of expenses that you will incur when purchasing a home that make up your closing costs.
Closing costs typically range anywhere from 3%-6% of the purchase price, depending on the loan you’re getting. The fees vary from one company to the next, so it’s best to actually get a a [...]

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A Friend, A Home, A Mortgage

by Linda Reynolds

There comes a time over the course of any renter’s time in a particular piece of real estate where it seems that the payments are providing a great stream of income for a landlord but little for you. Indeed, as incomes begin to creep up and the ability to handle at least a portion of [...]

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Find the Lowest Rate

by Linda Reynolds

So you’ve got your new home picked out and you’re ready to embark upon the long process of securing a home loan and ultimately taking ownership of your dream home. Armed with that excitement, you take to the Internet in hopes of uncovering a hidden interest rate nugget, that low rate that other people have [...]

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Prepayment Penalties Erode Your Worth

by Linda Reynolds

When a home buyer gets involved with buying a home, thoughts usually tend to center on staying in that home for a lengthy period of time, building both a family and equity. However, as we all know, your life can change in an instant and you never know when the next great job offer or [...]

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