For the majority of people, buying a home will be the biggest investment they will make in their lives. Of course, we are talking about average income families, but even if you have more than one property, chances are that these properties will be your most valuable possessions in terms of money. Given the importance [...]
I am often asked what should be done prior to buying a home. While I am not a financial advisor, I can and do point them to a couple of books I have read in my lifetime. I have gone through and select my favorites from the ones I have read and included [...]
I just got my yearly reminder to go check my credit report and make sure everything is correct. This is a step that needs to be done prior to applying for a mortgage. You always want to make sure the errors are corrected and you know exactly what should and should not be [...]
Below is a list of events that will occur before you start looking for a home, while you are looking for a home and after you have found a home and have it under contract:
1. You need to find out how much of a home you are pre-approved to purchase.
2. Before you find a home and put [...]
There are quite a number of expenses that you will incur when purchasing a home that make up your closing costs.
Closing costs typically range anywhere from 3%-6% of the purchase price, depending on the loan you’re getting. The fees vary from one company to the next, so it’s best to actually get a a [...]
