In Florida, a homeowner generally can stay in the house through the foreclosure process. Florida foreclosure is judicial, which means it runs through the court system, and ownership does not change hands until three things happen in order: a final judgment of foreclosure is entered, a foreclosure ... Continue Reading » about Can I Stay in My House During a Florida Foreclosure?
Short Sale vs. Foreclosure: What’s the Difference?
If you're behind on your mortgage or worried you might be soon, please hear this first: there's no judgment here, just options. Facing the possibility of losing a home is stressful enough without feeling like you have to figure out the terminology on your own. One of the most common questions I hear ... Continue Reading » about Short Sale vs. Foreclosure: What’s the Difference?
What Should I Write in a Mortgage Hardship Letter? | Palmetto, FL Homeowner Guide
No judgment, just options. That is my promise before we talk about anything else. If your lender or a housing counselor has asked you for a “hardship letter,” you are probably staring at a blank page wondering how much to say, how to say it, and whether one letter could make things ... Continue Reading » about What Should I Write in a Mortgage Hardship Letter? | Palmetto, FL Homeowner Guide
Don’t Know Who to Call?
Usually when agents start talking about referrals, people assume they’re hunting for new listings or more buyers to represent. This isn’t one of those posts! In fact, I wish more people would come to me looking for referrals in the community. A good real estate agent knows people in the community ... Continue Reading » about Don’t Know Who to Call?
Is Your Mortgage out of Balance with your Budget?
It can happen quickly. An expensive car repair, an unexpected hospital visit, a missed week of work – just a few little things and the life you’ve worked so hard to build can feel like it’s tipping dangerously out of balance. Once the scales turn against you, it can feel like it is impossible ... Continue Reading » about Is Your Mortgage out of Balance with your Budget?
Sellers Avoid These Emotional Traps
I absolutely feel for clients who are stressed out during the sale of their home. While I make the process about as smooth as possible, there are always high-stakes feelings on the table. Unfortunately, these mistakes can cost sellers thousands. In the interest of protecting sellers everywhere, ... Continue Reading » about Sellers Avoid These Emotional Traps