Bimini Bay Apollo Beach FL: Gated Homes, Prices & HOA

By Linda Reynolds, Broker, Reynolds Realty Gulf Coast (License #BK3021695) · Updated November 2026

Bimini Bay is one of the newer gated pockets in the older part of Apollo Beach. Many homes are custom or semi-custom, with Key West and contemporary styles, metal roofs, private pools and fenced yards. Many homes sit right on saltwater canals that lead out to Tampa Bay, and some canal listings note bridge-free access to the bay. Other lots face ponds. For the bigger picture, see my Apollo Beach real estate guide.

What is Bimini Bay like?

Bimini Bay has a gated entrance, a clubhouse, a community pool, sidewalks and walking paths. Golf carts are allowed. Many homes have their own pool, a screened lanai and a two-car garage, and some have metal roofs, impact features or in-law suites. Canal homes can keep a boat out back and reach Tampa Bay by water. Apollo Beach Elementary is directly across the street. The Manatee Viewing Center, public boat ramps and waterfront restaurants are a short drive away.

What do homes cost in Bimini Bay?

Bimini Bay prices cover a wide range, because the community mixes pond-view homes with custom canal homes. In 2026, sales have run from about $370,000 to $775,000. Pond-view and inland homes closed in the high $300,000s to about $500,000, while canal homes have sold from about $625,000 to $775,000. Over the past two years, a handful of large custom canal homes sold for $1 million to $1.3 million, and one estate home sold for more. Homes listed for sale in 2026 have been priced from about $525,000 to $975,000, and many have needed price cuts and several months to sell.

Prices change month to month, and canal frontage makes a big difference. Call or text me for current sales.

Bimini Bay HOA, CDD and schools

The HOA, managed by Inframark, has been listed at about $510 to $570 a quarter in 2026 listings, or about $170 to $190 a month. Some older listings still show $475 a quarter, so ask for the current amount. The fee covers the community pool, grounds and private roads. There is no CDD. Property taxes in recent listings have run from about $5,300 to $10,300 a year, depending on the home and when it last sold. Schools are assigned by Hillsborough County; homes have been zoned for Apollo Beach Elementary, Eisenhower Middle and Lennard High. Confirm zoning for any address. My guide to HOAs, CDDs and 55+ communities explains the fee questions to ask.

What should you know before buying in Bimini Bay?

• Flood zone. Recent listings show flood zone AE, and lenders require flood insurance there. Ask for the elevation certificate. See my flood zone guide.
• Insurance. Get quotes early. See my homeowners insurance guide.
• Canal lot or pond lot? If you want a boat, confirm the home is on a canal, then ask about water depth, the seawall, the dock and lift, and any bridges between the home and the bay.
• Read the HOA rules. Ask about fences, docks, vehicles and pets before you write an offer.
• Look at the tax history. Taxes can jump after a sale, especially on newer homes.

Bimini Bay questions people ask

Is Bimini Bay a gated community?

Yes. Bimini Bay has a security gate with no guard.

How much is the HOA in Bimini Bay?

About $510 to $570 a quarter in 2026 listings, or roughly $170 to $190 a month. There is no CDD.

Do Bimini Bay homes have boat access?

Many do. Many homes sit on saltwater canals that lead out to Tampa Bay, and some listings note bridge-free access to the bay. Other lots face ponds, so confirm the water access for the specific home.

What flood zone is Bimini Bay in?

Recent listings show flood zone AE. Check the flood map and elevation certificate for the specific home.

What do homes cost in Bimini Bay?

In 2026, homes have sold from about $370,000 to $775,000, with canal homes at the top of that range. Large custom canal homes have sold for $1 million and up.

What schools serve Bimini Bay?

Homes have been zoned for Apollo Beach Elementary, Eisenhower Middle and Lennard High. Hillsborough County sets zoning, so confirm for the specific address.