By Linda Reynolds, Broker, Reynolds Realty Gulf Coast (License #BK3021695) · Updated November 2026
Quick answer: Anna Maria is a small city of under 1 square mile at the northern tip of Anna Maria Island in Manatee County, Florida (ZIP 34216). It is known for low-rise homes, Bean Point beach, Pine Avenue and the historic City Pier, which is being rebuilt after the 2024 hurricanes. Homes are mostly single-family cottages and beach homes, and prices are among the highest in the county, so check elevation, flood insurance and rental rules early.
Watch the tour above, then read on for what to know about living and buying in Anna Maria. If you’re comparing the island’s three cities, see my guides to Holmes Beach and Bradenton Beach.
Anna Maria at a glance
- Location: northern tip of Anna Maria Island, Manatee County, FL 34216
- Size: about 0.86 square miles in total and roughly 1,600 housing units (U.S. Census Bureau)
- Homes: older ground-level cottages, raised beach homes and a smaller number of condos and multi-unit buildings
- Prices: Redfin reported a median sale price of $1.75 million for November 2025, based on only four sales
- Highlights: Bean Point, Pine Avenue, the Anna Maria City Pier and City Pier Park
- Getting around: the free island trolley, bikes, golf carts and walking
Location and getting there
Anna Maria takes up the north end of Anna Maria Island, with the Gulf of Mexico on one side and Tampa Bay on the other. The city has no bridge of its own. From the mainland you cross into Holmes Beach on Manatee Avenue (State Road 64) or into Bradenton Beach on the Cortez Bridge, then drive north on Gulf Drive or Marina Drive. Downtown Bradenton is about 11 miles east of Holmes Beach along State Road 64.
Once you’re on the island, the free Manatee County Area Transit (MCAT) trolley runs the length of the island between the Anna Maria City Pier area and Coquina Beach. The Gulf Islands Ferry connects the Bradenton Riverwalk Pier with the Historic Bridge Street Pier in Bradenton Beach, and a Coquina Beach stop was added on September 2, 2026. The Anna Maria ferry stop has been closed since the 2024 hurricanes, and the county plans a stop near the pier after it reopens.
Pine Avenue, the City Pier and things to do
Pine Avenue is the center of town, with locally owned shops, restaurants and the historic Roser Memorial Community Church, which reopened after hurricane repairs.
The pier dates to 1911, when it was built to bring steamships from Tampa and St. Petersburg. It was rebuilt after Hurricane Irma and reopened in June 2020, then lost much of its walkway to Hurricanes Helene and Milton in 2024. The city has been rebuilding the walkway with solid concrete pilings, and as of late summer 2026 officials were working toward a November 2026 reopening, with the final date depending on construction and weather. The City of Anna Maria posts current updates.
Bean Point, at the island’s northern tip, is named for early homesteader George Emerson Bean and is known for soft sand and calm water. Beaches run the full Gulf side of the city, with public access points at many street ends. Sea turtle nesting season runs May 1 through October 31, when beachfront lighting rules apply. The Anna Maria Island Historical Museum, fishing and kayaking round things out.
Homes and prices in Anna Maria
Most homes in Anna Maria are single-family, and there are no high-rise buildings. You’ll see older ground-level cottages, Key West–style homes and newer elevated beach homes built to current flood rules, plus a smaller number of condos and duplexes.
Redfin reported a median sale price of $1.75 million in November 2025. With so few sales each month, a comparable-sales review for the specific home is a better guide than any city-wide number. If you own here and are thinking about selling, my page on finding the right selling price explains how I approach that.
What to check before you buy
Coastal homes come with their own checklist. Before you make an offer, or early in your inspection period, look into:
- Flood zone and elevation. Look up the address on FEMA’s Flood Map Service Center and ask for an elevation certificate. Redfin’s climate data (from First Street) rates nearly every property in Anna Maria as having extreme flood risk over the next 30 years.
- The 50% rule. In FEMA high-risk flood zones, if repairs or improvements cost 50% or more of the building’s market value, the whole home must be brought up to current floodplain rules, which often means raising it. The city’s floodplain manager can explain how this applies to a specific home.
- Flood disclosure and history. Florida sellers must give buyers a flood disclosure at or before contract under Section 689.302, Florida Statutes. Ask what happened to the home in 2024 and whether repairs were permitted.
- Insurance. Get flood and wind quotes early, since they can change your total cost a great deal. Ask about roof age, a wind mitigation inspection and, for older homes, a 4-point inspection.
- Vacation rental rules. The City of Anna Maria requires vacation rentals to be registered, with an annual fee based on allowed occupancy and an inspection, and Florida also licenses vacation rentals. Check current city rules for the specific home before you buy.
- Association rules. If the property is a condo or in an association, read the documents for rental limits, fees and reserves.
- Homestead. If it will be your permanent home, file for homestead with the Manatee County Property Appraiser by March 1 of the year it begins.
My Manatee County Homeowner Handbook chapter on flood zones and flood insurance goes into these steps in more detail, and you can read what past clients say on my reviews page.
Thinking about selling in Anna Maria?
Find out what your home is worth in today’s market with a free, no-obligation estimate, or call or text me at 941-737-6562. I’d love to help.
The rest of Manatee County, city by city
I work all over Manatee County, not just Anna Maria. If you’re weighing this area against somewhere else, here’s a plain-English read on each place I’m asked about most — roughly closest to Anna Maria first.
- Holmes Beach — the middle of Anna Maria Island, and the most year-round of the three island cities.
- Bradenton Beach — the southern end of Anna Maria Island, home to Bridge Street and the Historic Old Town district.
- Longboat Key — the long barrier island south of Anna Maria, straddling the Manatee and Sarasota county line.
- Bradenton — the county seat and the biggest of the group — the Riverwalk, the Village of the Arts, and the widest range of housing in the county.
- Palmetto — just north across the Manatee River from Bradenton; smaller and more historic, with the riverfront and the 55+ communities I get asked about most.
- Ellenton — between Palmetto and Bradenton on the Manatee River, with quick I-75 access and the outlet mall.
- Parrish — east of Bradenton and the fastest-growing part of the county, so most of what’s for sale there is new construction.
- Myakka City — the rural east side of the county — acreage, horses, and room between neighbors.
Anna Maria questions people ask
Where is Anna Maria, Florida?
Anna Maria is a small city at the northern tip of Anna Maria Island in Manatee County, Florida (ZIP 34216). Holmes Beach and Bradenton Beach are the other two cities on the island, to the south.
How much do homes cost in Anna Maria?
Anna Maria is one of the most expensive places in Manatee County. Redfin reported a median sale price of $1.75 million in November 2025, but only a few homes sell each month, so the median moves around. A comparable-sales review for the specific home is the best guide.
Is the Anna Maria City Pier open?
The pier has been closed since the 2024 hurricanes damaged its walkway. As of late summer 2026, city officials were working toward a November 2026 reopening. Check the City of Anna Maria for the current status.
Can I use a home in Anna Maria as a vacation rental?
Yes, but the City of Anna Maria requires vacation rentals to be registered, with an annual fee based on allowed occupancy and an inspection, and the state also licenses vacation rentals. Check the current rules for the specific home before you buy.
If you’d like help with this, call or text me at 941-737-6562 or reach out through reynoldsrealty.com.
Linda Reynolds | Reynolds Realty Gulf Coast
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