A lot of my friends and clients don't realize that I'm available as a resource concerning a wide range of real estate and home ownership questions even if you're not actively selling or buying a home. I hope most of you already knew this, but I wanted to make it clear just in case. Perhaps you or ... Continue Reading » about An Available Resource
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Missing Mortgage Payments?
By Linda Reynolds, Broker, Reynolds Realty Gulf Coast (License #BK3021695)Quick answer: If you're missing mortgage payments, it's not too late. No matter what stage of default you're in, there are often options to explore before foreclosure, and the sooner you act, the more options there usually ... Continue Reading » about Missing Mortgage Payments?
Property Tax Scams
A little advice on protecting yourself from property tax scams: If you own a home, you've probably received at least one unsolicited letter in the past year offering to lower your property taxes. Usually, the letter will look very official, and may even list your official city or county tax ... Continue Reading » about Property Tax Scams
Can I Sell My House If I’m Behind on My Mortgage? | Palmetto, FL Homeowners
By Linda Reynolds, Broker, Reynolds Realty Gulf Coast (License #BK3021695)Quick answer: Yes, you can sell your house while you're behind on your mortgage. You still own the home until a foreclosure sale is completed, so you can list it, negotiate offers and close. At closing, the full payoff, ... Continue Reading » about Can I Sell My House If I’m Behind on My Mortgage? | Palmetto, FL Homeowners
How Long Does Foreclosure Take in Florida?
Florida foreclosure is a court process, which is why its length is set by the court, and by how the homeowner responds, rather than by a fixed clock. From a first missed payment, a Florida foreclosure commonly takes between six months and two years, and sometimes longer. The sequence runs through a ... Continue Reading » about How Long Does Foreclosure Take in Florida?
Moving to Palmetto, FL? How Do I Check a Home’s Flood Zone Before I Buy?
By Linda Reynolds, Broker, Reynolds Realty Gulf Coast (License #BK3021695)Quick answer: To check a home's flood zone in Palmetto, look up the address on the FEMA flood map, then ask for the elevation certificate and read the seller's flood disclosure. Get homeowners and flood insurance quotes before ... Continue Reading » about Moving to Palmetto, FL? How Do I Check a Home’s Flood Zone Before I Buy?