Schools are a contributing factor for anyone buying a home. Even if you don’t have kids yourself, your next buyer might, and they might base their decision to buy on the school district which serves your home. The question remains: How do you evaluate schools? What’s the best approach for ... Continue Reading » about How to Find the Good Schools
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Mortgage Relief Fraud: Will You Be the Next Victim?
By Linda Reynolds, Broker, Reynolds Realty Gulf Coast (License #BK3021695)Quick answer: Mortgage relief scams show up whenever homeowners are under financial pressure. The red flags include upfront fees, a request to sign over your deed, lots of paperwork without time to review it, and a claim of ... Continue Reading » about Mortgage Relief Fraud: Will You Be the Next Victim?
Solving Your Mortgage Crisis Just Got Easier
By Linda Reynolds, Broker, Reynolds Realty Gulf Coast (License #BK3021695)Quick answer: A short sale is one of several ways to avoid foreclosure. Lenders generally look for a verifiable hardship, a monthly income shortfall, and insolvency or being headed toward it. From there, the steps are getting ... Continue Reading » about Solving Your Mortgage Crisis Just Got Easier
Can I Stay in My House During a Florida Foreclosure?
In Florida, a homeowner generally can stay in the house through the foreclosure process. Florida foreclosure is judicial, which means it runs through the court system, and ownership does not change hands until three things happen in order: a final judgment of foreclosure is entered, a foreclosure ... Continue Reading » about Can I Stay in My House During a Florida Foreclosure?
Short Sale vs. Foreclosure: What’s the Difference?
By Linda Reynolds, Broker, Reynolds Realty Gulf Coast (License #BK3021695)Quick answer: A short sale is when a homeowner sells for less than what's owed on the mortgage, with the lender agreeing ahead of time to accept the lower amount. A foreclosure is the legal process a lender uses to take back a ... Continue Reading » about Short Sale vs. Foreclosure: What’s the Difference?
What Should I Write in a Mortgage Hardship Letter? | Palmetto, FL Homeowner Guide
By Linda Reynolds, Broker, Reynolds Realty Gulf Coast (License #BK3021695)Quick answer: A mortgage hardship letter is a short, written explanation to your servicer of what changed in your life, how it affected your ability to pay, and what you hope to do next. Include your name, property address and ... Continue Reading » about What Should I Write in a Mortgage Hardship Letter? | Palmetto, FL Homeowner Guide